Money and Frugality

So, my relationship with money is interesting, sometimes I will deliberate for hours/days on buying something, other times it is in my basket and then winging its way to me with no thought at all.

I wonder, what it is about money and spending it, what makes me deliberate over buying item x but not item y. I have to admit, I love money, I love money shuffles- when on payday I go online to my bank and move money to different pots- once all bills have gone out I will then look at the little ‘pots’ of money we have. At the moment, we have Driveway, Holiday and Other, then whatever is left is surplus and can be used for our joint pursuits. This is all in one account so I keep a close eye on them. We get 1.5% in that account so its earning a little something at this time.

I have been looking into frugality recently- ‘sparing or economical as regards of money or food’ and ‘simple and plain and costing little’. These are two dictionary definitions of frugality, other views are about being tight, miserly and miserable. I recently discovered The Frugalwoods:

www.frugalwoods.com

These lovely folks have taken frugality and made it their metaphorichal bItch! I joined the challenge Uber Frugal Month Challenge, where you get emails from them every day over a month and you try to be a frugal person for an entire month. I decided it made sense to go from Jan payday to Feb payday, so far, I have spent £84 on starting this blog, not totally frugal, but hopefully I may be able to eventually make a little extra moolah as a sideline from this blog, therefore a possible start to more passive income. I have paid bills, this is something I have no choice over!haha. I have paid for one food shop so far, we do it on a week by week basis and I haven’t had to fill up the car yet. It has helped that I have done two 46hour weeks, so when I haven’t been working I have been too tired! I did walk to the shop and paid through the nose for bread and butter, oh and two cadburys cream eggs feel onto the counter as well- but I walked and any other shops I would have had to drive to.

One of our biggest spends is on food, we are only a family of two humans, yet we regularly spend about £80 a week on food and drinks, not including takeaways- we tend to have one a week- or if we go out for food. We have a lot of food waste, neither of us like cooking, so it can feel like a drag, or I may decide to cook and by that time the veg has gone off. We are trying to meal prep, but long days and hubby working away do sometimes mean we just can’t be bothered and will do processed easy meals. This a a two fold problem, one, it is not cost effective and two, it is not healthy.

We already shop at Aldi, we don’t tend to buy brand foods- I am still buying proper salad cream, though that is my only brand item!! This week I am going to make a vegetable pot pie, have made it before and it was soooo good. Also, can make it last a few meals, useful for when I am on long days as can take it in and hubby just heats his up at home. I will make this tomorrow. I am also considering stocking up on more frozen veg, as veg does seem to go off so quickly. Was thinking of cutting up a load of onions and then chucking them in the freezer for future use! Red onions are meant to be really good for gut bacteria, and Aldi only seems to sell frozen white onions. My food shop came to £85 this week, hubby got some bits for his car and I bought two cheap bottles of fizzy wine and creme de cassis- £6.99 a bottle but lasts a few weeks- so those will have increased the cost around £20, but need ot keep an eye on this and try to get the costs and food waste down!

Have you any ideas and tips for low cost food shopping?

Author: aimingforthegoodlife

I am a 32 year old who is trying to find the balance, of only living once, and not wanting to be in debt forever!

3 thoughts on “Money and Frugality”

  1. My tips for food shopping are:
    1. Eat lots of veggies and lentils. Meat and fish are expensive.
    2. Eat curry – you can make curry out of most things. Cheap ingredients enhanced by spices.
    3. Make too much and freeze the leftovers. This way you have your own ready meals in the freezer.
    4. Keep frozen pizzas in the freezer. This is a tip from Mrs Frugalwoods. If you’ve had a long day and are feeling like ordering a takeaway have a pizza and salad instead. Currently we are buying three Mediterranean vegetable pizzas for £4 from Tesco – a bargain – and they’re not bad.
    5. Really, really try to meal plan. I think that the hardest part of cooking after a long day is thinking what to cook. If I already know what I am going to make it is so much easier.
    6. Make cooking time go faster by listening to a podcast or iplayer radio.

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  2. Homemade pizza is easy to make and costs pennies. I cannot order from Domino’s anymore knowing it take just as long to make my own pizza. I don’t like frozen pizza and prefer to make my own. It’s SO EASY!

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