I have been a little absent…

You may or may not have noticed my absence just recently. Even before covid19 shut the entire world down, I have been struggling a little with my mood being up and down affecting my eating massively, which in turn effects my mood!

I am avoidant in my personality, if I feel a certain way, I will shut off and avoid things that may or may not, make me feel worse, or in fact may make me feel better, as feeling shut off feels safe! I have not been struggling with depression or anything more than mild/moderate anxiety around specific situations, and have continued working etc. So it is nothing dramatic, just my brain and I disagreeing and arguing a lot!

Anyway, part of kicking my own brain/butt, is to carry on writing, as it can be really cathartic! So here I am, not in work until Thursday, wondering what I will do today to make me feel like I am making achievements, whilst maintaining social distancing, whilst also feeling very sad about our world, fears about our economy, my husbands future work and quite gutted that we are probably not going to New York at the end of May as we have been planning for 18months, which included a wedding in Central Park. A tiny part of me is hoping Covid19 will f*** off as quick as it seemed to come, but predicitions are that the UK will be hitting the peak in May/June.

I work in a Dementia Nursing Home, all my residents are unwell, both mentally and physically, which puts them in a very high risk group. We are following guidelines and working hard to keep everyone safe. Hubby may have to go and work abroad for a week on and off in another area of his work, as they have closed his local office- if people don’t go, they will have to look at redundancies, which is a frightening concept in this climate. This will put a lot of pressure on both of us, especially with the dogs, though my sister is not in Uni now and both part time jobs have closed, so I could engage her for dog sitting if Aran’s dad is unable to make it in. In good news, her Uni have adapted the end of the degree, so that it can all be done at home and fingers crossed, she will complete her degree and do her PGCE in September!

I have been more spendy these last couple of months, totally linked with my brain and I fighting. I do need new trainers so will be purchasing them and I have had to pay £120 today to carry on Nursing. Though I may be able to claim this back via work, might as well try!

We have decided to carry on overpaying the mortgage at this time, as we both are working and can change this any time if needed. We will wait and see if we need to ask for a mortgage holiday, we don’t yet, so may as well wait and see.

I paid another £200 off the credit card- if New York is cancelled, will probably end up with very little owed on the credit card once we have claimed pay back! It is about £4550 at the moment, still 0% until Dec 2020.

We have almost paid hubby back, so in May, we would be looking at that £150 being moved to the car loan- set interest so paying back doesn’t save money- so that will be paid back quicker- snowballing! Then in theory, we would combine both of these, £150 and £186 with my £200 and smash the credit card. Obviously, this is a little unsure now and credit card debt may change on its own. Hubby may end up losing his job anyways, or we could end up sick and not able to work so every penny will need to be saved, extra payments stopped etc. Also, if we don’t go to New York the £3k saved for that can be utilised in other necessary ways.

Trying to limit time on social media, I find myself getting very agitated by people sharing false news, angry statements, stupid statments, judgy statements. I also think that most people have no understanding of what is happening. We are not social distancing to stop covid19, but to slow its spread, in the UK they are certainly wanting the peak once seasonal flu has buggered off, so that they have more resources to treat it. People seem to think if we isolate a bit, it will disappear. And heck, it might! I am still trying to be a little hopeful that April will see some other awful thing happen and covid19 will ‘poof’ disappear! Every month of this year so far has been unpleasant in some way or another globally.

Have had unexpected pet related costs this year:

Jan 2020- Lady catches Red’s side when playing, he has a skin tear that requires emergency vets and two staples, £96. Healed very well and he is still crazy!

Feb 2020- Red chases a pheasant through brambles…comes out covered in cuts and a thorn in his eye!!! Another emergency vet app, £56. He has healed really well, getting his eye drops in 3/4 times a day was a nightmare! And yes, both dog related issues were on Red, he is a clumsy and crazy boy

So far in March, and there is still time! We have had to take a chicken- Blue- to the vets, as she had become very poorly. We got antibiotics, and she has perked up, but another chicken is now poorly so living in the spare room continuing antibiotics! This was £50. Bloody animals!

I am going to get back into sharing my brain farts, it does help, better out than in! Not been able to logon to mortgage so not been able to see where I am at which is frustrating, still waiting to swap over to Halifax too. Not going to ring as can imagine they are snowed under at the moment, and it will be a year in June so you can expect a big old update then!

Hobbies

I think it is really important to have hobbies, they can come in many different forms and at a variety of different costs. Some hobbies can be pretty much free. I say pretty much free, as, if you think of walking, you still need shoes and clothes that are appropriate. Most people already own these so, therefore, walking is pretty much free. You could also spend a lot of money on walking should you wish!

My hobbies are pretty sedentary overall, I love reading! Libraries are great for this- though our local one shut down a few years ago, so not as convenient for me- book shares in work places, with friends and family are cost effective and also looking out for bargains in charity shops and online. I have had some great deals on my kindle via amazon, I made use of the free month borrowing scheme and read a bucketful of books all in one series and it was great! Just remember to cancel again after!

I love watching TV and films as well, we got rid of Sky a few years ago and now use Amazon Prime- great for deliveries, Alexa and music, though hubby pays extra for even more music, not just watching stuff! We also use Netflix, this has been great recently and I have been very pleasantly surprised by some of their own creations! I like to read blogs, pretty much free, I already have a laptop, desktop and smartphone. I play the Sims, not free, but given the amount of hours I spend on it, well worth the cost!

Mr Money Mustache talks about cost versus use as a way to look at spending money. If you buy some fantastic walking shoes, for £100, you could work out the cost per mile. So therefore, the more miles you walk the more cost effective the purchase is. I definately get my moneys worth from Netflix and Amazon, not so sure about my TV license for BBC though!

Hobbies are great for our mental health, they keep our brains occupied and they can give us purpose. They come in many forms, hubby did archery for a while, got really into it and bought lots of equipment. He still has a play around every now and then, so I think it was worth the inital outlay. He has a new hobby at the moment, with my encouragement, he bought an imported Americal Ford F100 1974 truck, all the way from California! It is AMAZING!!!! This hobby cost £4900 to buy, but I believe that this is actually a steal for this vehicle. I choose to look at this as an investment as well as a hobby. If looked after and fixed up- as hubby is doing- then this vehicle will only increase in value. Smashing!

Betty, the truck, is currently at a local garage- how random in this semi rural area, that we have a classic car specialist garage fifteen mins away! Where she is being looked after, she actually broke down on the garage driveway, and the guy has said to hubby he is impressed she made it that far. We trust the garage, they are very clear and upfront about everything, telling us what is imperitive to be done, what hubby could have a go at and what can wait. They also have loads of cool cars up there, I got to have a nosy the other day.

I am in love with her colour!

Some of my family, and one of my best friends are horse people, now, horses are expensive hobby. Very fulfilling though I am told! I also love researching the crap out of things, holidays are my biggest obsession! Pinterest is a wonderful place to while away hours of your day, getting inspired and obsessed!

I would love to hear about any hobbies readers have, how do you balance costs etc?