March Money Madness

I just wanted to use some alliteration there 🙂 It hasn’t been too mad.

I haven’t been able to logon to Tesco since December, very annoying, I try randomly and with everything going on in the world, am not going to ring up to check, presuming it is all linked to being moved over to Halifax. Hubby and I have been discussing stopping the overpayment with the current climate, including the uncertainty and fear around his job. Though as we are both earning this month, we decided that April should have the £250 OP still and we will play it by ear from there. We are hoping we can carry on as ‘normal’ if nothing changes financially.

I have made a guess that our mortgage should be around: £150,675 if I have paid £600 capital off a month, which I had paid previously when overpaying £250. I am happy with this, wish I knew precisely, but whatever!

We had to take a chicken to the vets and paid £56 for antibiotics and the consultation, sadly, despite treatment beautiful Echo passed away. We syringed her water and the antibiotic but she didnt make it. Blue, who was the first poorly one, got better really quick and is doing great, now Charlie is poorly. The vet wasn’t concerned it was anything contagious to other animals which is a relief and we are treating them all with antibiotics now. Today I will be collecting the dogs prescription then getting them filled, this will be an expensive day! Completely worth it though. £56 for the anti inflamatories and Desmopressin prescription, a further £123 for the prescription to be filled. Need to explore if we can get this cheaper somewhere else, plus they never have 90tablets in so I will have to go back again to collect the rest. What a pain in lockdown, plus I am working 12 hour shifts. Hopefully hubby might be able to go.

Hubby got a chimney sweep in- £70, he (hubby) has capped the chimney pots as birds then tried to nest in the clean chimneys! Got the caps for free, and some stone for the hearth for free. Paid for the fireboard which he has now installed. Unsure of the cost for this! Our current flue is too short, hubby’s dad left his spare outside their house, so when hubby was out with work he could collect it and not break any lockdown laws! This might mean that we can get the fire up and running! We are having issues with the underfloor heating, we think the boiler needs an expansion tank or something, can’t do anything in this situation though, plus the house is still heating just not well.

The shower downstairs has loose tiles which have been letting water in, so hubby has taken them off, this is another job that will need doing. We have been discussing re-doing the upstairs bathroom, getting rid of the downstairs shower and making a small utility area there instead. Luckily, even though the upstairs shower is crappy compared to downstairs, it is water tight and usable. The concrete floor in the lounge is loose in parts, so need to investigate this at some point. Possibly ouchies to the wallet all round!

This month we also paid hubby back what was owed from Florida, and have only had to pay for gas once. I have moved money across which includes £250 holiday, £150 that Aran had been paying on the old credit card that we have paid off, and then paid himself back with and finally £82 that we have saved by cancelling items during uber frugal jan! So we are moving money, the key is to keep it! Or keep saving to pay for all these things we keep finding wrong!haha. After all the bills go out tomorrow I will do a tilly tidy and work out whats left and what we may need to spend for the month.

In April, we may need two lots of gas, its hard to plan in advance as we don’t know what the weather will do! Got away with only one order in March, so we are probably very close to a new order! We will need to buy more raw dog food and treats, about £40 which lasts over a month, Council Tax will be going out again, boo!

Hoping April will bring the peak and decline of covid19, and some semblance of normality will begin to come back. I hope you and yours all safe 🙂